Suci, Y. R., Roswiyanti, R., Widiawati, A., Handayani, L., & Halik, J. B. (2026). Why Financial Behavior Differs: The Roles of Fintech Literacy, Social Comparison, and Anxiety . Journal of Economics, Entrepreneurship, Management Business and Accounting, 4(4), 1206–1240. https://doi.org/10.61255/jeemba.v4i4.1401