AZIS, F.; ADRIANSYAH, A.; SAFITRI, N. E. From Financial Literacy to Financial Behavior: A Systematic Literature Review and the Financial Behavior Formation Model (FBFM). Journal of Economics, Entrepreneurship, Management Business and Accounting, [S. l.], v. 4, n. 5, p. 840–861, 2026. DOI: 10.61255/jeemba.v4i5.1823. Disponível em: https://journal.diginus.id/JEEMBA/article/view/1823. Acesso em: 31 aug. 2026.