Wahab, Abdul, Syaifuddin, and Chamim Thohari. 2026. “Riba Avoidance, Naqd Principles, and Perceived Islamic Macroeconomic Stability”. Journal of Economics, Entrepreneurship, Management Business and Accounting 4 (5):2215-32. https://doi.org/10.61255/jeemba.v4i5.2199.