Irmadiani, N. D., A. Pradhanawati, and R. S. Dewi. “Frugal Living, Digital Financial Literacy, and Sustainable Wealth: The Moderating Role of Financial Management Behavior”. Journal of Economics, Entrepreneurship, Management Business and Accounting, vol. 4, no. 4, July 2026, pp. 1584-95, doi:10.61255/jeemba.v4i4.1375.