Suwanto, Rafael Winata Willy, and Made Ratih Nurmalasari. “Cryptocurrency Adoption and Financial Literacy Among Indonesian Users”. Journal of Economics, Entrepreneurship, Management Business and Accounting 4, no. 6 (November 2, 2026): 734–751. Accessed November 6, 2026. https://journal.diginus.id/JEEMBA/article/view/2232.