Marheni DK, Ferdinand E, Yuwono W, Cruz II RB. The Psychological Pathway to MSME Sustainability: Financial Literacy and Financial Efficacy. j. of economics, entrepreneurship, manag. bus. and account. [Internet]. 2026 Aug. 18 [cited 2026 Aug. 18];4(5):627-52. Available from: https://journal.diginus.id/JEEMBA/article/view/1465